USDA LOAN BENEFITS
3.25% 33 YEAR FIXED!!!
 
Minimum Credit Score is 640
Zero Down Payment Requirements
Seller Can Pay All Closing Costs
No Mortgage Insurance
High Income Limits
Payment Assistance for Low Income
Free Pre-Qualifications
 
 
USDA LOANS IN OHIO

100% LOANS WITH CURRENT RATES AT 3.25% for 33 YEAR FIXED TO QUALIFYING APPLICANTS. SUBJECT TO CHANGE.

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2 MINUTE APPLICATION
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APPROVAL CERTIFICATE  IN 48 HOURS!
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ZERO DOWN AND CLOSING COST ASSISTANCE!
96.7% APPROVAL RATE!
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What is a USDA Loan?
Income & Property Eligibility
Who Qualifies?

In 1991 the U.S. Department of Agriculture (USDA) started offering rural development loans to encourage homebuyers to live in rural and suburban areas. The USDA did this to promote growth and boost the local economies of these areas by making land and property more affordable.
For borrowers that meet USDA loan requirements, they offer many benefits paired with relatively lenient approval requirements. Government backed and insured they offer:
NO money down
Low interest rates
30 year fixed rates
Government guaranteed
You have the ability to roll in your closing costs into the loan
Flexible credit guidelines
So if you want to live in a suburban or rural area – generally with a population of 20,000 or less then a USDA loan may be your answer to owning your new home. Our USDA loan experts can help you find out if you are eligible.
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This site below is used to determine eligibility for certain USDA home loan programs and the USDA Satellite Grant Program. In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased or served must be located in an eligible rural area as defined by USDA
Too many Ohio residents assume that because these government-insured loans are backed by the United States Department of Agriculture that only properties located within rural farming communities qualify. In truth, USDA Loans were designed to encourage economic growth in smaller communities located all throughout Ohio. This includes communities that lie just outside city limits and communities with less than 20,000 people.
Because of this diversity, you should never assume that your area does not qualify for a USDA Loan.
 
When applying for a USDA or Rural Development Loan, Ohio Residents must meet a few requirements. One of these is maximum income limits. If the property is located within an eligible area, your income cannot exceed the current yearly income limit set for that county.
 
USDA Property & Eligibility Link
Goverment Site
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